Terms of Use
Last updated: December 7, 2025
Welcome to Homeowner Academy. By accessing or using this website, you agree to the following Terms of Use. If you do not agree with these terms, please do not use the site.
Purpose of the Website
Homeowner Academy provides educational information, tools, and resources related to homeownership and the homebuying process.
All content on this site is provided for informational and educational purposes only. Nothing on this website should be considered legal, financial, or mortgage advice.
Not Financial or Legal Advice
Homeowner Academy is not a lender, mortgage broker, real estate brokerage, financial advisor, or legal advisor.
Any information, tools, calculators, quizzes, or recommendations provided on this site:
Are general in nature
Do not consider your individual financial situation
Should not be relied upon as a substitute for professional advice
You should consult licensed professionals before making financial or real estate decisions.
Use of Tools, Quizzes, and Calculators
Our tools, quizzes, and downloadable resources are designed to help users better understand concepts related to homeownership.
Results generated by quizzes or tools:
Are estimates or general guidance only
Do not constitute pre-approval, loan offers, or guarantees
May not reflect the criteria used by lenders or other professionals
Homeowner Academy makes no guarantees regarding accuracy, outcomes, or eligibility.
Professional Connections
From time to time, Homeowner Academy may introduce users to real estate or mortgage professionals.
These introductions:
Are optional
Do not constitute endorsements
Do not guarantee outcomes, pricing, or services
Any relationship formed with a third-party professional is solely between you and that professional.
Intellectual Property
All content on this website — including text, graphics, logos, tools, downloads, and educational materials — is the property of Homeowner Academy unless otherwise stated.
You may:
View and download content for personal, non-commercial use
You may not:
Reproduce, distribute, or republish content without permission
Use content for commercial purposes without authorization
Acceptable Use
You agree not to:
Misuse the website or its content
Attempt to gain unauthorized access to systems or data
Use the site for unlawful or harmful purposes
We reserve the right to restrict access to users who violate these terms.
Limitation of Liability
Homeowner Academy is not responsible for any losses, damages, or outcomes resulting from:
Use of the website
Reliance on information provided
Use of tools, quizzes, or resources
Interactions with third-party professionals
Use of this website is at your own risk.
Changes to These Terms
We may update these Terms of Use from time to time. Continued use of the site after changes are posted constitutes acceptance of the updated terms.
Contact Us
If you have questions about these Terms, please contact us through the form on our website. You can reach out to us here.