Home Insurance Basics

Home insurance helps protect your home and belongings from unexpected events.

Most lenders require insurance before closing, but coverage also provides peace of mind after you move in.

What Home Insurance Covers

Home insurance commonly covers the structure of the home, personal belongings, and liability.

Coverage details vary by policy and provider.

Lenders require insurance to protect the property securing the loan.

For homeowners, insurance helps manage risk and unexpected costs.

Insurance needs can vary based on location, home type, and personal circumstances.

Reviewing options helps ensure coverage fits your situation.

Explore more guides in the Learn Hub section or try the Home Readiness Check™ to see how prepared you are for buying a home.