Home Readiness Check™ | Homeowner Academy

Home Readiness Check™

A quick, simple quiz to help you understand where you are in the homebuying process and what steps to focus on next. This isn’t a test. It’s just an easy way to get a clear picture of your readiness.

Home Readiness Check™

1 / 10

How stable is your income?

2 / 10

How’s your credit situation right now?

3 / 10

How much do you currently have saved for a home?

4 / 10

Do you have extra savings for closing costs?

(Closing costs are usually 2–5% of the home price)

5 / 10

Have you checked your monthly budget?

6 / 10

How prepared are you for unexpected home repairs?

7 / 10

Have you talked to a lender or gotten pre-approved?

8 / 10

Have you researched neighborhoods or areas you want to live in?

9 / 10

How clear are you on the homebuying process?

10 / 10

How soon are you hoping to buy?

You’re so close I can smell the fresh paint.

The average score is 83%

0%

How It Works

  • Answer a few short questions

  • Get a simple readiness level (Beginner, Getting Close, or Ready to Buy)

  • See personalized next steps based on your answers

Your results will help you understand what to do first, saving, credit, budget, pre-approval, or learning the basics.

Before You Start

This quiz is designed for first-time buyers who want:

  • A clear starting point

  • A simple breakdown of next steps

  • A better idea of where they stand

There are no wrong answers, just choose what feels most accurate.

Get Your Results

To receive your personalized results:

  • Enter your contact information at the end

  • Your readiness level and next steps will be sent to you

Important: This quiz provides general guidance and educational recommendations only. It is not a mortgage pre-approval, loan approval, or financial decision. Actual loan eligibility, terms, and rates are determined by a licensed lender based on a full review of your financial information. By submitting this form, you agree to receive your results and understand that your information may be shared with trusted real estate or mortgage professionals to help provide relevant guidance and next steps. You may opt out at any time.

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