Setting a Maintenance Budget Homes require regular upkeep and occasional repairs. Planning for maintenance helps prevent unexpected financial stress. Why Maintenance Costs Matter Even well maintained homes need repairs over time. A maintenance budget helps spread costs out rather than handling them all at once. Planning Ahead Setting aside funds monthly or annually helps prepare for routine upkeep and surprises. Maintenance Is Part of Ownership Thinking about maintenance as a normal part of homeownership helps make costs more manageable.Explore more guides in the Learn Hub section or try the Home Readiness Check™ to see how prepared you are for buying a home. Home Readiness Check™ LEArn HUB