Title and Closing Costs
Title and closing costs are part of the final steps of buying a home. They cover services and fees required to legally transfer ownership and complete the loan.
What Title Means
Title refers to legal ownership of the property.
Before closing, a title review helps confirm that the seller has the right to sell the home and that there are no unexpected claims.
What Closing Costs Include
Closing costs may include lender fees, title services, taxes, insurance, and other required items.
These costs are usually paid at closing in addition to the down payment.
Planning Ahead Helps
Understanding closing costs early helps buyers avoid surprises and plan cash needs more accurately.
Explore more guides in the Learn Hub section or try the Home Readiness Check™ to see how prepared you are for buying a home.